One of the world's top investment banks, Morgan Stanley serves up a smorgasbord of financial services. The company operates in three primary business segments: Institutional Securities (capital raising, corporate lending, financial advisory services for corporate and institutional investors), Wealth Management (brokerage and investment advisory services, financial planning for individual investors and businesses), and Investment Management (services and products including alternative investments, equity, fixed income; merchant banking; investment activities). Morgan Stanley has a presence in more than 40 nations serving corporate, institutional, government, and individual clients.